Being one of the popular banks of India, HDFC Bank offers a myriad range of platforms, both online and offline, when it comes to HDFC credit card bill payments. As a customer of HDFC Bank, you can make use of apt platforms to make quick payment without facing any hassle regarding delays or failures. There is no fee charged by HDFC Bank for making credit card payment online and you also have the privilege of using any mode as per your convenience.
It does not matter whether you are a HDFC Bank account holder or a non-HDFC Bank account holder, you can make use of any method in order to pay off your pending balance on your HDFC Bank credit cards. If you are a non HDFC Bank account holder, you enjoy the convenience of paying from more than 50 other bank accounts using this facility. So, without any further ado, let me straightway discuss 6 easy ways to pay off your HDFC Bank credit card bills. I will be discussing both online and offline modes of payment.
If you are a HDFC Bank savings and current account holder, your first step is to register for this this service and then only you can use Net Banking facility. Once you have done the registration, you can make hassle-free online payments. As a customer of the bank, you need to login to your HDFC Bank Net Banking account and then you can link your HDFC Bank credit cards to the Net Banking facility. Remember, your credit card should be linked with the help of the ATM Pin.
As a HDFC Bank account holder, you can provide standing instructions in order to debit your HDFC Bank account automatically for either a minimum amount due or the total monthly pending amount on your credit card. It is important that your account is a sole or a joint account with ‘any’ or ‘either’ signing mandate.
Mobile Banking Application
Nowadays, you can use your smartphone to do some really cool stuff and banking is one of them. As a HDFC Bank credit card user, you enjoy the convenience of paying your bill payments by using the bank’s MobileBanking application. Your first step involves installing the application on your smartphone, then you need to login to the application with the help of your customer ID, then you need to access the tab of credit card, and finally choose the option of credit card payment.
Now, go ahead and make the payments with the help of HDFC Bank Savings Accounts. Rest assured that the bank uses advanced security for all credit card accounts on the mobile application via 128-bit SSL encryption.
ATM Funds Transfer
No matter what city you are in, you can easily make the credit card bill payments at any HDFC Bank ATM. This facility can be availed, around the clock, by all HDFC Bank customers. What’s more, if you have any pending amount on a HDFC Bank credit card, you can transfer the amount from a current or savings account to your credit card account.
Mobilebanking Through Browser
You can make payments for your credit card bills through mobile banking on a browser using www.m.hdfcbank.com. Once you have logged into your NetBanking account, you can easily access the tab of credit card and make a choice for the option of ‘credit card payment’. You can even make your payments here with the help of HDFC Bank Savings Account.
You can easily transfer funds from any other bank account to your HDFC Bank credit card account with the help of NEFT (National Electronic Funds Transfer). Using IFSC Code HDFC0000128, you will be able to make payment for your credit card electronically. Don’t forget to prefix 00 to your 14 digit Diners Club Card number.
In addition to above-discussed methods, HDFC Bank also offers various other options for payment. Let me discuss them as well –
Over The Counter
As a customer of HDFC Bank, you can make your payments, in cash, for your credit card bills at any HDFC Bank branch. You need to remember, all the cash payments made at an ATM or over the counter at any branch will have a cash processing fee of Rs. 100.
You can also deposit a local cheque at the drop boxes present at ATMs and bank’s branches in order to make payments for your credit card bills. Make sure that the cheque should be payable to HDFC Bank credit card account. HDFC Bank has over 7,000 ATMs and more than 20,000 branches, so you can use the bank’s extensive network to deposit a cheque. The bank will then credit the local cheque to the credit card account and it will be done in three working days.
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